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10 Steps to Buying a Home

10 Steps to Buying a Home

  1. Get Educated
    • Take a home buyer education course to make sure you are ready to buy a home. TSAHC has a great program if you click here.
  2. How Much Can You Afford
    • Create a budget with a mortgage payment that makes you comfortable.
  3. Get Approved
    • Shop atound for a reputable lender. Usually, your Real Estate Agent has several they could recommend.
  4. What Kind of Home to Buy?
    • Make a list of features and must-have items you want and need in a home.
  5. Shop For a Home
    • Call one of our agents, set up some showings. Take your time, take notes and ask questions as you view the homes for sale.
  6. Make an Offer
    • Work with your REALTOR and submit a signed proposal specifying the perchase price, tems and conditions to the seller.
  7. Get a Home Inspection
    • Once you are under contract on a home, hire a trusted inspector. A home inspector will examine the home’s condition and alert youto any issues that may be present in the home.
  8. Communicate With your Lender
    • Send your lender your contract your contract and get all the items they request from you in a timely manner to not cause closing delays.
  9. Get Homeowners Insurance
    • This will be required by your lender. Not all insurances are built the same, shop around and find one that suites your needs.
  10. Close on Your New Home
    • Closing day is when the seller signs the deed, receives the funds from your lender, and hands over the keys to your new home!!
  11. Move In and Enjoy Your New Home
    • I know we said it was 10 steps but this is where I remind you to invite your REALTOR and new found friend to the BBQ!!

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