10 Steps to Buying a Home
- Get Educated
- Take a home buyer education course to make sure you are ready to buy a home. TSAHC has a great program if you click here.
- How Much Can You Afford
- Create a budget with a mortgage payment that makes you comfortable.
- Get Approved
- Shop atound for a reputable lender. Usually, your Real Estate Agent has several they could recommend.
- What Kind of Home to Buy?
- Make a list of features and must-have items you want and need in a home.
- Shop For a Home
- Call one of our agents, set up some showings. Take your time, take notes and ask questions as you view the homes for sale.
- Make an Offer
- Work with your REALTOR and submit a signed proposal specifying the perchase price, tems and conditions to the seller.
- Get a Home Inspection
- Once you are under contract on a home, hire a trusted inspector. A home inspector will examine the home’s condition and alert youto any issues that may be present in the home.
- Communicate With your Lender
- Send your lender your contract your contract and get all the items they request from you in a timely manner to not cause closing delays.
- Get Homeowners Insurance
- This will be required by your lender. Not all insurances are built the same, shop around and find one that suites your needs.
- Close on Your New Home
- Closing day is when the seller signs the deed, receives the funds from your lender, and hands over the keys to your new home!!
- Move In and Enjoy Your New Home
- I know we said it was 10 steps but this is where I remind you to invite your REALTOR and new found friend to the BBQ!!
